Mortgage Calculator
Plan a Dutch mortgage end-to-end: monthly payments, hypotheekrenteaftrek tax benefit, optional yearly extra repayments, and — if you're buying with a partner — a 50/50 ownership model with an exit-strategy split based on each partner's equity.
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calculators.mortgage.totalContributions€ 50.000
calculators.mortgage.mortgageAmount€ 400.000
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Results
calculators.mortgage.mortgageAmount€ 400.000
calculators.mortgage.eigenwoningforfait€ 1.470
calculators.mortgage.annualInterest€ 15.872
calculators.mortgage.netDeduction€ 14.402
calculators.mortgage.deductionRate37.0%
calculators.mortgage.annualTaxBenefit€ 5.324
calculators.mortgage.grossMonthly€ 1.910
calculators.mortgage.monthlySavings€ 444
calculators.mortgage.effectiveMonthly€ 1.466
Disclaimer
This calculator provides an estimate based on standard mortgage interest deduction rules. It does not account for all possible scenarios such as partial year ownership, refinancing, or the Hillen arrangement phase-out. For a precise calculation, consult the Belastingdienst or a tax advisor.