Mortgage Interest Deduction Calculator (Hypotheekrenteaftrek)
Calculate how much you can deduct from your mortgage interest payments in the Netherlands. See the eigenwoningforfait, your net tax deduction, and your effective monthly mortgage cost.
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Results
calculators.mortgage.eigenwoningforfait€ 1.225
calculators.mortgage.annualInterest€ 13.888
calculators.mortgage.netDeduction€ 12.663
calculators.mortgage.deductionRate37.0%
calculators.mortgage.annualTaxBenefit€ 4.682
calculators.mortgage.grossMonthly€ 1.671
calculators.mortgage.monthlySavings€ 390
calculators.mortgage.effectiveMonthly€ 1.281
Disclaimer
This calculator provides an estimate based on standard mortgage interest deduction rules. It does not account for all possible scenarios such as partial year ownership, refinancing, or the Hillen arrangement phase-out. For a precise calculation, consult the Belastingdienst or a tax advisor.